SIAULIU BANKAS

MATERIAL EVENT



2002 OPERATION RESULTS



(Unofficial translation done at the NSEL)



Pre-audit data show that in 2002 Šiaulių Bankas AB earned LTL 3446 thousand

net profit.





Vita Adomaitytė

Chief accountant of Šiaulių Bankas AB

(370 21) 59 56 06