Name of the company

Percentage of participation

Share capital, as of 30.06.97

Net profit for 1996

Equity, as of 30.06.97

Total assets, as of 30.06.97

%

000 EEK

000 EEK

000 EEK

000 EEK

Subsidiaries

Hoiupank Leasing

100.0%

12,000

-631

13,793

592,928

Hoiupank Asset Management

100.0%

2,000

5,151

16,065

28,869

Hoiupank Investments

100.0%

500

64

1,569

32,385

Hoiupanga Maja

100.0%

40

-2

58,800

106,986

Hoiupank Securities

28.6%

2,000

0

2,000

104,079

Hoiupank Holding

100.0%

28,356

5,633

49,321

71,896

Inveks AS

76.4%

1,101

-13

1,240

1,318

Estonian Insurance

85.6%

20,280

26,277

64,738

105,273

Estonian Property Insurance

85.6%

20,000

37,399

65,235

132,823

Hoiupank Life Insurance

85.6%

12,000

-

12,378

96,012

Insurance Consultant

85.6%

400

-

549

742

Affiliated companies

IMG Konsultant AS

40.0%

250

-46

12

4,202

Eesti Maksekeskuse AS

50.0%

10,000

0

8,275

8,423

Sularahakeskuse AS

25.0%

6,000

-

5,580

5,895

Amserv Kapital AS

50.0%

2,060

974

1,768

6,410